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Buying a Home in Plymouth

Buying a home can be a complex process, that's why our residential conveyancing team, can make a difference, ensuring a smooth transaction from start to finish. Our dedicated legal experts at CWC Solicitors have intricate knowledge of the housing market in Plymouth, Tavistock, Torpoint and the surrounding areas of Devon and Cornwall, and can provide tailored advice and support during your property purchase, guiding you through each stage with proficiency.

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What is the process for buying a home?

Buying a property involves a well-defined conveyancing process; from placing an offer to receiving the keys to your new home, CWC Solicitors will be with you every step of the way. Our process begins with a detailed property search and essential enquiries to protect your interests. We pride ourselves on transparent communication, ensuring that you understand every detail of your mortgage terms and property contract.

How long does it take to buy a home?

The timeline for buying a new home can vary depending on the intricacy of the sale and the length of the chain involved. Rest assured, our team are dedicated to making the process as seamless as possible. We work closely to coordinate with all involved parties, ensuring a smooth transaction. With our expertise, you can trust that all documentation will be handled with the utmost competence and care, providing you with peace of mind as you make your next step on the property ladder.

FAQ's

What is residential conveyancing?

Residential conveyancing is the legal process of transferring property ownership from one person to another. It involves various steps such as searches, contract negotiation, and handling the transfer of funds.

Why do I need a solicitor/conveyancer for buying a home?

A conveyancer / solicitor specialising in residential conveyancing ensures that the property transaction is legally sound, protects your interests, conducts necessary searches, and handles the complex paperwork involved in the process.

How do I choose the right solicitor/conveyancer for my home purchase?

Look for solicitors or conveyancers with experience in residential property transactions. Check reviews, seek recommendations, and ensure they are regulated by the appropriate legal authority. Be wary of large conveyancing firms who often appear to be cheap but add additional charges on for carrying out basic tasks that are required as part of a standard conveyancing transaction (such as submitting your Stamp Duty return form to HMRC on a purchase matter).

What are the typical costs associated with residential conveyancing?

Costs can vary depending on the property value and the complexity of the transaction. Solicitor fees, search fees, Land Registry fees, and other disbursements are common expenses. Please take advantage of our online calculator to obtain an estimate of our fees and disbursements.

What are property searches, and why are they necessary?

Property searches are enquiries made by your solicitor/conveyancer to various authorities to uncover any issues affecting the property, such as planning permissions and environmental concerns. They are crucial to ensure you are fully informed before purchasing a property. If you are purchasing the property with the assistance of a mortgage, it is likely that your lender will not be willing to release mortgage funds unless all appropriate searches have been obtained.

What is the exchange of contracts, and when does it happen?

The exchange of contracts is the point where the sale becomes legally binding. It typically occurs after all necessary searches are complete, enquiries have been responded to and both parties have agreed on the terms. At this stage, a deposit is usually paid.

What happens on completion day?

Completion day is when the remaining balance is paid to the seller, and you receive the keys to your new home. Your solicitor/conveyancer will handle the transfer of funds, register the property in your name with the Land Registry, and deal with any outstanding legal matters.

What if there are issues discovered during the conveyancing process?

Your solicitor/conveyancer will advise you on how to proceed if any issues arise. Depending on the severity of the issue, it may involve renegotiating the terms of the contract, seeking indemnity insurance, or, in rare cases, withdrawing from the transaction.

Can I use the same solicitor/conveyancer for both selling my current home and buying a new one?

Yes, it's possible to use the same solicitor/conveyancer for both transactions, which can streamline the process and ensure continuity. However, it's essential to discuss this with your solicitor/conveyancer and ensure they can handle both transactions effectively.

Why choose CWC Solicitors?

CWC Solicitors are your ideal partners for navigating the intricacies of buying a home. Our conveyancing team are recognised for their exceptional service – a fact echoed by numerous recommendations from satisfied clients and esteemed local estate agents. With accreditation from the Law Society’s Conveyancing Quality Scheme, we have solidified our reputation in Devon and Cornwall for delivering reliable, independent, and comprehensive conveyancing support.

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